How to Buy Bitcoin With PayPal in 2025 – 99Bitcoins

CEX.IO is a well-established exchange that has been around since 2013. It’s known to be highly reliable and well-regulated but is also equally well-known for relatively high fees.
On the plus side, CEX.IO offers Bitcoin purchases via PayPal at competitive pricing. This can be done via CEX.IO’s Buy option within the wallet app or on the exchange using the Instant Buy feature. The US dollar is the default currency in the Instant Buy service. If you are from the EEA, you need to change the currency to EUR, respectively.
PayPal purchases on CEX.IO are limited to a minimum of $20 and a maximum of $1,000 per day. Fees include a variable service fee for other countries, depending on the country.
Click here to read a full review of CEX.IO and its services.
Once the transaction is completed, you’ll be able to see the updated Bitcoin balance in your CEX.IO account.

Coinbase, one of the world’s most trusted cryptocurrency exchanges, began accepting PayPal for crypto as a means of payment in 2022. Unfortunately, as of writing, Coinbase doesn’t allow users to buy directly using their PayPal balance but rather through a debit card or bank account that is linked to their PayPal account. This is somewhat restrictive. On the bright side, the maximum daily limits are nice and high at $25,000 per day.
Fees for using PayPal to make a debit card purchase on Coinbase are 4% of each trade, while bank deposits via PayPal cost 2.5%. Coinbase users can also withdraw fiat from Coinbase to their PayPal account.

Kraken, founded in 2011, is a veteran US-based cryptocurrency exchange known for its robust security measures and recent expansion across Europe. The exchange offers an advanced trading platform (Kraken Pro) with features like staking, spot trading, margin and futures trading, and OTC options.
With PayPal, users can securely deposit funds to their Kraken account. There is a €1,000 daily rolling limit on PayPal deposits and a minimum transfer of €1. PayPal does charge a deposit fee that Kraken displays in the UI before account connection and deposit initiation. These fees are 3.39% for the EU.
Note that funds deposited through PayPal will not be eligible to be withdrawn for seven days.
PayPal is only available to clients who reside in the United Kingdom and the European Union (excluding Hungary and Croatia).

Ledger is one of the original and most respected hardware wallet companies around. The Ledger Live app allows users to quickly and easily manage their crypto assets. With Ledger Live, users can buy, sell, swap, and stake cryptocurrency.
Ledger and PayPal teamed up to offer crypto purchases through PayPal directly inside Ledger Live. You will need to have a PayPal account to use this feature; otherwise, you will be prompted to create one.
In addition to buying Bitcoin (BTC), users can also purchase Ethereum (ETH), Bitcoin Cash (BCH), and Litecoin (LTC).
Note: PayPal purchases through Ledger Live are only available to users based in the United States. To access Ledger Live, you will need a Ledger hardware wallet.

LocalCoinSwap is a P2P (peer-to-peer) marketplace where buyers and sellers connect directly. When you buy Bitcoin online with LocalCoinSwap, you’re dealing with an actual person, which means that the seller’s credibility is another thing to watch out for.
As for fees, sellers will usually charge a premium since they’re taking a big risk of buyer chargebacks. The upside is that you will usually get your bitcoins faster. You can read our full LocalCoinSwap review here.
The first step will be to go to LocalCoinSwap and click Buy Crypto or Sell Crypto on the top. Then select what coin you wish to trade, what payment method, and finally, the location of the deal. Although LocalCoinSwap was originally made for people to meet face-to-face, there’s a “worldwide” search, which is cool. Alternatively, you can go through each country, one at a time, to see relevant sellers.
After you’ve entered your preferred parameters, you’ll see a list of available sellers. You can now browse them one by one. Clicking on each seller will open a detailed view, including important info.

Some of the things we’d check before trusting a seller are:
In the end, there’s no real measurement to help you evaluate how reliable a seller is. You will need to use common sense after reviewing their complete details.
Once you’ve found your seller, you can click on the Buy button. There, you’ll be able to see information about the user’s trade limits, location, and payment window (how much time you have to send funds and mark the payment as done after you initiate a trade).
It’s also super important to read the trade terms and conditions for the specific seller located on the right side. Some sellers will require that you have an initial reputation to buy from them to avoid scams or fraud. This means that you might have to conduct some small transactions to build your reputation.
Once you have gone over all of the information and made sure it suits you, just enter how much Bitcoin you want to buy and click Buy Bitcoin.
It’s crucial to conduct all communications within LocalCoinSwap and preferably use their escrow services (which are triggered automatically for all online sales). While this method is relatively fast, it may take some time to gain enough reputation and find a seller.

Bitstamp is one of the oldest and most respected cryptocurrency exchanges today, being in operation since 2011. The platform supports PayPal for Bitcoin purchases if you’re a resident in the US or EU and pay with EUR or USD.
There’s a limit of up to $2,500 daily and a cap of $20,000 per month. Fees on PayPal purchases are 4% of the total purchase amount, which is high (but not uncommon) for the payment method.
It should be noted that as of writing, users cannot withdraw money directly back to their PayPal account upon selling their Bitcoin–they will have to opt for an alternative fiat withdrawal method.
Click here to read a full review of Bitstamp and its services.
Once you’ve purchased Bitcoin using PayPal — or any other method — a sensible next step is to think about how you will securely hold your crypto assets. While it is possible to leave your coins on the exchange or website where you purchased them, transferring them to a personal wallet gives you greater control and security.
There are two general types of wallets to consider: online hot wallets, ideal for regular transactions but more vulnerable to being hacked; and offline cold wallets, like hardware wallets, far more secure for long-term holding.
Note: Whichever option you select, be certain to secure your private keys and back up your wallet data — losing these could result in losing your Bitcoin permanently.
See also:

Buying Bitcoin with PayPal in 2025 is straightforward, with multiple platforms catering to different needs. Whether you choose to purchase directly through PayPal, use a cryptocurrency exchange, or engage in P2P transactions, it’s crucial to understand the associated fees, risks, and security measures. Always conduct thorough research and consider consulting financial advisors before making investment decisions.​
Can I buy Bitcoin with PayPal on Coinbase?
Yes. Though it requires a debit card or a bank transfer, Coinbase allows you to buy Bitcoin, as well as sell and withdraw the balance to your PayPal account.
Can I transfer Bitcoin to PayPal?
Yes, you can receive Bitcoin to your PayPal crypto wallet address without paying any fees (apart from the Bitcoin network fees you’re paying to send BTC).
Can I buy Bitcoin with PayPal anonymously?
No, KYC is required to be able to use PayPal.
How to buy Bitcoin with PayPal credit?
You can use your PayPal balance, bank, and debit card to buy cryptocurrencies; however, you will not be able to use a credit card or PayPal Credit to do so.
How to buy Bitcoin with PayPal?
To buy Bitcoin with PayPal, you can use platforms like PayPal itself, Coinbase, or eToro. On PayPal, simply log into your account, go to the cryptocurrency section, select Bitcoin, and choose the amount to purchase using your PayPal balance or linked bank account.
How to buy and send Bitcoin on PayPal?
On PayPal, after buying Bitcoin through its crypto section, you can send it by selecting the Bitcoin balance in your PayPal account, choosing the Send option, and entering the recipient’s wallet address. This feature is only available in regions where PayPal allows sending crypto.
How to buy Bitcoin with PayPal in the UK?
In the UK, you can buy Bitcoin with PayPal directly through PayPal’s platform, or use exchanges like eToro and Coinbase that accept PayPal as a payment method. After linking your PayPal account, you can use it to purchase Bitcoin on these platforms.
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